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Planning · illustrative data
Adjust a fictional monthly contribution, add a goal and explore gentle planning prompts. Nothing here is advice or a financial forecast.
Planning horizon
12 months
What-if studio
This simple calculator adds a chosen monthly amount to the fictional starting value. It does not model growth, fees, inflation or risk.
Illustrative value after 12 months
£17,788
Added over 12 months
£2,880
One small change
Try £20 more
Keep flexibility
Plans can pause
Check the basics
Bills come first
Goals
Comfort cushion
Target 2027-02-28
69%
£4,150 of £6,000
Coastal week away
Target 2027-06-30
42%
£760 of £1,800
A short horizon can make the plan feel more useful and less abstract.
A specific goal can be easier to revisit than a generic savings total.
Demo plans are flexible; real life rarely follows a straight line.